Effective Federal Funds Rate

DFF
Lagging IndicatorBroad Indicator
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Latest Value

3.63%

Date: 2026-07-16

Data Count

26314records

Data from FRED source

Basic Info

Country: US

Frequency: Daily

Source: FRED

Next Release

07/30 03:00 JST

Period: Jul Meeting

Trend Chart (Line)

Historical Trend Data

DateValue (%)MoM (Change)YoY (Change)3-Month MA
2026-07-163.630.00%0.00%3.63
2026-07-153.630.00%0.00%3.63
2026-07-143.63+0.28%0.00%3.62
2026-07-133.620.00%-0.28%3.62
2026-07-123.620.00%-0.28%3.62
2026-07-113.620.00%-0.28%3.62
2026-07-103.620.00%-0.28%3.62
2026-07-093.620.00%-0.28%3.62
2026-07-083.62-0.28%-0.28%3.63
2026-07-073.630.00%0.00%3.63

About Indicator

Explanation

What is the Effective Federal Funds Rate (DFF)?

The daily volume-weighted average rate at which depository institutions lend balances to each other overnight in the US.

Viewpoints on this Indicator

The actual, historical benchmark interest rate of the Federal Reserve. It anchors all borrowing costs and drives dollar liquidity globally.

Importance

High
View Details

Deep Dive

The Federal Reserve target range dictates DFF movement. Hikes contract dollar liquidity to curb inflation, while cuts expand liquidity to support economic growth.

Last Fetched: 7/19/2026, 3:16:05 AM